Blogs - Dev Site
The 2020 Budget and what it means for you

The 2020 Budget and what it means for you

Rishi Sunak delivered not only his first budget, after finding himself in the position of Chancellor of the Exchequer, but it’s also the Government’s first budget since winning the General Election and leaving the EU. All alongside the growing threat from coronavirus....

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The CORVID 19 GOLD RUSH

The CORVID 19 GOLD RUSH

Please be mindful of my recent blog on the bandwagon effect http://bridgewaterfs.co.uk/2019/12/13/2019-election/well now seems the perfect time to re-stress some of the principles that I mentioned in the blog. Especially given the very real panic that Corvid 19 is...

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Post Brexit transition and financial services in the EU

Post Brexit transition and financial services in the EU

Now that we have officially left the European Union and entered a process of “transition”, a few of our ex-pat clients have been asking me what effect this now has; and how will it impact beyond 31 December 2020. How will Financial Services and investment...

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Changes in Capital Gains Tax and your home!

Changes in Capital Gains Tax and your home!

Selling a property? Then read on about the changes in CGT coming your way. This year, on 6 April 2020, HRMC are proposing some changes that could significantly increase the Capital Gains Tax (CGT) paid on the disposal of any residential property.  That, along with a...

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20-20 vision for your finances

20-20 vision for your finances

Happy 2020! We’ve just stepped into a new decade and all the surprises that brings. But as we set off on the next chapter, I always think that the exciting thing is the uncertainty. Yes we know some things are definitely going to happen, like most of our New Year’s...

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Now’s not the time to play ‘financial chicken’

Now’s not the time to play ‘financial chicken’

The election is over, now let the dust settle Finally we have the outcome and a new strong direction for the UK, with Brexit now happening in the way that Boris Johnson has planned. There will be international reactions to the new political landscape and the markets...

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Life Assurance

Life Assurance

Here's a lovely Life Assurance idea.. ..how about the taxman pays around half of yours?   If you take out a Relevant Life Plan, then he (or she) will.If you want to provide yourself and your employees with an individual death in service benefit that pays a lump...

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Don’t sleep through the changes in your pension statement

Wake-up packs and how NOT to lose sleep over them “Pensions Statement” is possibly the right word for those of us who have thought about these things. Wake-up pack feels a little more like a hysterical last minute plea! However, whatever your thoughts on the name, as...

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Dealing With Redundancy – what to do right now.

Dealing With Redundancy – what to do right now.

What you need to do, if you are facing redundancy With the shock collapse of Thomas Cook, leaving over 21,000 people now facing certain redundancy and countless thousands working in support industries with an equally uncertain future, I thought that I might share some...

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Market Volatility a lesson from NASA

Market Volatility a lesson from NASA

Don't Take A Giant Leap Back on the 20thJuly we celebrated the 50thanniversary of the moon landings. I was totally in awe of Neil Armstrong, who took over the piloting of Eagle, from the computer once he noticed that the preselected landing place wasn’t going to be...

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A review of the 2018 Budget and what it could mean for you

In his latest and last pre-Brexit budget, the Chancellor Philip Hammond has declared an ending of austerity and has appeared to open up the public purse and do his best to spread some fiscal happiness. The headline view of the budget suggests that most people will be...

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Wishing you a long, happy life AND a good ending

Wishing you a long, happy life AND a good ending

As we all live longer, we’re presented with more and more new challenges that previous generations never had to think about. One of the key areas for concern has been highlighted by the organisation Solicitors for the Elderly (SFE), who have recently published a study...

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Death And Taxes – The Top 10

As far back as 1789, Benjamin Franklin wrote a letter to Jean-Baptiste Leroy where he famously said…“in this world nothing can be said to be certain, except death and taxes”. As both of these don’t appear to be going anywhere, even The Office of Tax Simplification...

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5 things to do before the 5th

Some tax year tips! As 5 April approaches, along with the cut off for any potential tax savings to be gained this financial year, now is the time to take a quick look at your finances and make sure you are as tax efficient as possible. After all, you really don’t want...

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