by Admin | Jun 24, 2016 | academic approach to investing, cfp. chartered financial planner, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, financial planning, investment, retirement planning, Uncategorized
Brexit becomes reality and the markets react with heavy selling of risk assets, particularly British and European stocks and the pound. The fears have materialised and the issue is taking its toll on investment portfolios. That said, the worst thing an investor can do...
by Admin | Jun 23, 2016 | cfp. chartered financial planner, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, CIMP, COMP, early retirement, Executive Penson, financial planning, Financial Planning, Financial Planning for Lawyers, Higher Rate Pension Relief Restricted, Higher Rate Pension Tax Relief Restricted, Income tax, Increased ISA Allowances, Lessons from past financial crises, Lifetime Allowance, Lifetime ISA, Open Market Option, passive investment, pension protection fund, pension tax relief
Pension Lifetime Allowance (LTA) decreased to £1m on 6 April 2016. In combination with previous reductions, it has fallen almost by half from its 2012 high of £1.8m. High net worth professionals like solicitors, barristers and accountants often underestimate the risk...
by Admin | Jun 10, 2016 | A step by step approach to producing a financial plan, Annual Allowance, cfp. chartered financial planner, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, early retirement, Executive Pension, Financial Planning, Financial Planning for Lawyers, Higher Rate Pension Relief Restricted, Income tax, Lifetime Allowance, Open Market Option, pension tax relief, personal pensions, Retirement Options, retirement planning, SSAS, stakeholder pensions, tax free cash
Recent years have seen some significant changes to the tax treatment and rules governing pensions and death benefits. Many of these changes have been quite favourable, bringing new freedoms and tax saving opportunities. However, these freedoms go hand in hand with...
by Admin | May 7, 2016 | academic approach to investing, Active v Passive, arithmetic of active management, asset allocation, cfp. chartered financial planner, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, diversified portfolio, Efficient Markets, Evidence Based Investment, Factors of investment, financial planning, Financial Planning, Index Investing, ineffectiveness of active fund management, investment, lack of predictability, Lessons from past financial crises, Market timing, passive investment, retirement planning
If you’ve been investing for a while, it is very likely you’ve heard the “Sell in May and go away” adage many times. This time every year, all major financial media outlets publish their own pieces on it. The recommendations in such articles range from “it is nonsense...
by Admin | Feb 24, 2016 | academic approach to investing, Active v Passive, arithmetic of active management, asset allocation, cfp. chartered financial planner, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, Efficient Markets, Evidence Based Investment, Factors of investment, financial planning, Index Investing, ineffectiveness of active fund management, investment, lack of predictability, Lessons from past financial crises, Market timing, passive investment, Professor Kenneth French, retirement planning, Sources of financial advice, William F Sharpe
Whether you support Leave or Remain, you may be wondering how leaving the EU (or staying in) can affect your investments. Will British stocks underperform if the UK leaves? Will the pound continue to be under pressure until the June referendum, but recover if people...
by Admin | May 12, 2015 | A step by step approach to producing a financial plan, academic approach to investing, Active v Passive, arithmetic of active management, asset allocation, cash flow based modelling, cfp. chartered financial planner, Cheshire, chris wicks cfp, ChrisWicksCFP, Efficient Markets, Evidence Based Investment, Factors of investment, financial planning, hidden costs of investment, Increased ISA Allowances, Index Investing, ineffectiveness of active fund management, investment, lack of predictability, Lessons from past financial crises, Market timing, passive investment
What is a financial advisor for? One view is that advisors have unique insights into market direction that give their clients an advantage. But of the many roles a professional advisor should play, soothsayer is not one of them. The truth is that no-one knows what...
Recent Comments