by Admin | Mar 17, 2016 | Annual Allowance, Budget 2016, Cheshire, ChrisWicksCFP, financial planning, Higher Rate Pension Relief Restricted, Higher Rate Pension Tax Relief Restricted, Income tax, Increased ISA Allowances, Lifetime Allowance, Lifetime ISA, pension tax relief, pensions v isas, personal pensions, retirement planning, Sale, UK Budget
Download this guide Budget Statement 2016: Key Takeaways Chancellor George Osborne delivered his annual Budget speech yesterday. While there are winners and losers as usual, this year’s Budget can be considered quite favourable to middle income families and savers....
by Admin | Feb 29, 2016 | academic approach to investing, asset allocation, Brazilian real, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, currency risk, diversified portfolio, Efficient Markets, Evidence Based Investment, exchange rate risk, Factors of investment, financial planning, Financial Planning, foreign exchange risk, fx risk, investment, lack of predictability, Russian rouble, Sale, South African rand, Turkish lira, Uncategorized
For many years, interest rates have been extremely low in the UK and most other developed countries. If you are living abroad and your new country’s interest rates are much higher than back home, it is natural to think about ways to capitalise on the difference. The...
by Admin | Feb 12, 2016 | A step by step approach to producing a financial plan, Cheshire, chris wicks cfp, financial planning, Financial Planning, Higher Rate Pension Relief Restricted, Increased ISA Allowances, pension tax relief, Sale, stakeholder pensions, Tax year end planning, UK Budget
The end of the tax year is approaching again; therefore it’s time to think about maximising allowances, minimising taxes and taking all the other steps to ensure your tax position will be as favourable as possible going forward. Although there are still almost two...
by Admin | Feb 24, 2015 | academic approach to investing, Active v Passive, arithmetic of active management, asset allocation, cfp. chartered financial planner, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, Dimensional, Efficient Markets, Evidence Based Investment, Factors of investment, financial planning, hidden costs of investment, Index Investing, ineffectiveness of active fund management, investment, lack of predictability, Lessons from past financial crises, Market timing, passive investment, Sale, Sources of financial advice, TER, UK investor compensation, William F Sharpe
The media would have you believe that a successful investment experience comes from picking stocks, timing your entry and exit points, making accurate predictions and outguessing the market. Is there a better way? It’s true that some people do get lucky by...
by Admin | Feb 12, 2015 | cfp. chartered financial planner, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, CIMP, COMP, early retirement, EPP, Executive Pension, financial planning, Financial Planning, Higher Rate Pension Relief Restricted, Open Market Option, pension protection fund, pension tax relief, Pension Transfer Options, pensions v isas, personal pensions, Retirement Options, retirement planning, Sale, Section 32 Buy-Out, Sources of financial advice, SSAS, stakeholder pensions, state pension, tax free cash
Business owners to profit from pension flexibility Business owners looking to extract surplus profits from their business will be looking forward to April’s new pension income flexibility. Not only will pension funding remain the most tax efficient way to...
by Admin | Jan 9, 2015 | Annuities, cash flow based modelling, cfp. chartered financial planner, Cheshire, chris wicks, chris wicks cfp, ChrisWicksCFP, CIMP, COMP, early retirement, Executive Pension, Executive Penson, financial planning, Financial Planning, Higher Rate Pension Relief Restricted, Higher Rate Pension Tax Relief Restricted, investment, Open Market Option, passive investment, pension protection fund, pension tax relief, Pension Transfer Options, pensions v isas, personal pensions, Retirement Options, retirement planning, Sale, Section 32 Buy-Out, Sources of financial advice, SSAS, stakeholder pensions, state pension, tax free cash
There are less than three months to go before the new pension freedom becomes reality. With the legislation now in place, the run up to April is time to start planning in earnest to ensure you make the most of your pension savings. To help, here are 10 reasons why you...
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